Enjoy Life —You're Covered

Clients save an average of $300-$500 per month

Licensed in 15 states; pet insurance nationwide

Health, pet, dental/vision, and life insurance

Personalized consultation in just 30 minutes

Meredith Chamberland

Meredith Chamberland

Licensed Insurance Agent

NPN: 21344620

Joyful family moment with woman, child, and happy dog embracing outdoors, representing the peace of mind that comes with comprehensive insurance coverage for people and pets.

"Absolutely phenomenal service! Meri really took the time to listen and understand my family's health needs. She found the perfect insurance plan for us."

— Ray Garcia, Arizona

Insurance Options

Health insurance for people and pets - comprehensive coverage options to protect what matters most

Health Insurance

Comprehensive health coverage options for individuals and families, including ACA plans, Private plans, and more.

Pet Insurance

Protect your furry family members with coverage for accidents, illnesses, and preventive care in all 50 states.

Dental & Vision

Keep your smile bright and vision clear with affordable dental and vision insurance plans.

Life Insurance

Protect your loved ones' financial future with term, whole, or universal life insurance policies.

University of Utah Health
United Healthcare
BlueCross BlueShield
Select Health
Allstate Health Solutions
Manhattan Life
Ambetter
Aetna CVS Health
University of Utah Health
United Healthcare
BlueCross BlueShield
Select Health
Allstate Health Solutions
Manhattan Life
Ambetter
Aetna CVS Health
University of Utah Health
United Healthcare
BlueCross BlueShield
Select Health
Allstate Health Solutions
Manhattan Life
Ambetter
Aetna CVS Health

Why Work With Me?

Independent Agent

I work for you, not the insurance companies. This means I can offer unbiased advice and find the best plans for your specific situation.

Broad Access to Plans

With access to multiple insurance carriers, I can compare a wide range of options to find the perfect coverage at competitive rates.

Personalized Service

I take the time to understand your unique needs and provide ongoing support, ensuring you always have the right coverage as your life changes.

With Me

  • Access to multiple insurance carriers and a wide range of plans
  • Customized insurance solutions tailored to your specific needs
  • Ongoing support and advocacy throughout your insurance journey
  • Clear, straightforward communication that makes insurance easy to understand
  • Direct, personal relationship with your dedicated agent

The Others

  • Limited to a single company's insurance products
  • One-size-fits-all approach to coverage
  • Focused on selling policies, not building relationships
  • Complex jargon and confusing explanations
  • Impersonal customer service through call centers

National Coverage

Health Insurance (15 states)
Pet Insurance (50 states)

Health Insurance Coverage

Arizona
California
Idaho
Iowa
Kansas
Michigan
Montana
Nebraska
New Mexico
North Dakota
South Dakota
Ohio
Texas
Utah
Wyoming

Pet Insurance Coverage

Pet insurance is available in all 50 states, ensuring your furry friends are protected nationwide.

Real People, Real Savings

See how I've helped clients like you find ideal insurance coverage and save money at the same time.

Burkley

32, Single Father

"I have been meaning to get health insurance for a few years now for my family. Meri was super professional and easy to work with. She went out of her way to call to see if I needed help finding a doctor. I recommend her to get your insurance policy set up. She even helped me with a life insurance policy! Thanks Meri!!!"

Challenge

  • Self-employed in high risk industry
  • Uninsured
  • Lacking financial plan for family with young children

Solution

  • Affordable health plan with no deductible and no copays
  • Strong term life policy to safeguard family assets and financial wellbeing
Result:Family Coverage

Samantha

39, Married

Challenge

  • Without employer dental insurance options
  • Unexpectedly needed emergency root canal

Solution

  • Enrolled in a plan with next-day coverage
  • Robust rates for in-network and out-of-network care
  • Saved hundreds of dollars on her emergency procedure
Result:Hundreds Saved

Shelby

34, Married

Challenge

  • Ready to start a family
  • No employer coverage available
  • Husband's plan was too expensive to join

Solution

  • Secured private health plan
  • HSA qualified
  • Covered for pregnancy and birth
Result:Pregnancy Coverage

Annette

61, Married

Challenge

  • Retired
  • Too young for Medicare
  • Needs affordable and convenient care

Solution

  • Strong coverage with no deductible
  • Unlimited office visits and prescription discounts through Telehealth
  • Affordable premium rate locked in until age 65
Result:Covered Until Medicare Age
My Promise to You

My Commitment to You

When you work with me, you're not just getting an insurance policy—you're getting a dedicated advocate who puts your needs first

Education First

I believe in empowering you with knowledge. I'll take the time to explain your options in clear, simple terms so you can make informed decisions about yours and your pets coverage.

Clear explanations, no jargon

Creative Solutions

Insurance isn't one-size-fits-all. I'll work to find innovative solutions that address your specific needs, even when the path isn't obvious.

Tailored to your unique situation

Ongoing Support

My relationship with clients doesn't end after enrollment. I'm here to help you navigate claims, understand benefits, and adjust your coverage as your life changes.

Lifetime partnership approach

Let's Discuss What You Need

Every person's insurance needs are unique. Let's have a conversation about your specific situation and find the coverage that's right for you.

Send a Message

Fill out the form below and I'll get back to you within 24 hours.

Schedule a Consultation

Schedule a convenient time to discuss your insurance needs and find the right coverage for you.

Flexible Scheduling

Choose a time that works best for you

30-Minute Consultation

Focused on your specific insurance needs

Contact Information

+1 (801) 618-2792

Call or text anytime

meri@sprucebenefits.com

Email for detailed questions

Nationwide Service

Licensed in 15 states + pet insurance everywhere